Services
Three services. One product. One payment stack.
Approval, recovery, and U.S. market entry, run by people who negotiate with processors every day. Each engagement lands in MyCompaytence, where our team works alongside yours.
01 · PSP Setup
PSP Setup
Approval engineered before you ever apply: compliance, positioning, underwriting preparation, and direct access to a network of 30+ top-tier processors, gateways, and acquiring banks.
The 6-stage payment audit
- 01
Authorization rate analysis
Diagnosing decline codes and identifying transaction drop-offs.
- 02
Risk & chargeback mitigation
Implementing tools like Chargeblast and Disputifier to prevent card network flags.
- 03
Bank policy examination
Reviewing merchant business categories against acquiring bank restrictions.
- 04
Website UX & UI review
Auditing checkout layouts to reduce buyer friction and ensure compliant legal links.
- 05
Licensing & compliance audit
Verifying business entity status and regulatory alignment.
- 06
Assessment of documentation
Preparing processing statements, utility bills, and underwriting dossiers.
What you end up with
- Direct accounts with tier-one providers instead of generic aggregators
- Negotiated agreements: lower rates, shorter hold-backs, or zero-reserve terms
- Higher authorization rates via routing to local acquiring systems
- Apple Pay, Google Pay, local APMs, and multi-currency settlement
- Dedicated account management and end-to-end compliance
Hey Michael, I just saw that Macpayments got activated — that’s great, thank you!
awesome you guys are the greatest!!
02 · Reserve Recovery
Reserve Recovery
Frozen funds, rolling reserves, and suspended accounts with Stripe, Shopify Payments, or PayPal: we recover withheld funds and unwind reserves by presenting data-backed cases directly to processor decision-makers, not support queues.
Compaytence does not rely on standard support channels. By reducing perceived risk, improving compliance posture, and advocating directly to banks, the team negotiates reserve reductions, fund releases, or account reinstatements.
※ Proof points pending claims sign-off
$20M+
Recovered funds ※
450+
Holds overturned ※
2,500+
Businesses supported ※
How a case runs
- 01
Initial consultation & proposal
A call to review the situation, then a proposal with next steps and timelines, at no cost.
- 02
Certified risk assessment & recovery plan
A data-driven assessment of compliance posture, risk profile, and processor history, then a personalized recovery plan.
- 03
Case submission & resolution
The case goes directly to the processor; the team stays engaged until reserve recovery, fund release, or reinstatement.
They said the blocked money was released
Total of €66,683.71
Thank you very much!
03 · U.S. Expansion Suite
U.S. Expansion Suite
The legal, banking, and payment infrastructure global eCommerce merchants need to operate compliantly in the U.S., receive payments, and scale into one of the world’s largest eCommerce markets.
This is fantastic news
I’ll begin transferring our Australia clients back to this, while I keep the US clients where they are
Three plans, one stack
Basic
Entity Setup
$400 USD
A compliant business entity as the first step into the U.S. market.
- State selection and registration
- EIN filing + IRS CP 575 letter
- ITIN guidance
- Registered agent address
Core
Banking Solutions
$550 USD
Transact globally, receive payments, and manage capital through a U.S. financial account.
- Everything in Basic
- Fully remote U.S. bank account, guaranteed
- FDIC-insured up to $250,000
- International wires and transfers
Premium
Payment Setup
$2,250 USD
Onboarding with a trusted provider from the Compaytence network.
- Everything in Core
- Guaranteed approvals
- Lifetime Account Guarantee
- Desired currencies and payment methods
04 · MyCompaytencePRODUCT
MyCompaytence
Every PSP relationship, risk assessment, task, and document in one dashboard, with our team working inside it alongside you.
※ Draft copy — MyCompaytence has no copy/products source yet
They were always responsive, professional, and helpful.
We truly appreciated their availability and follow-up at every step.
Inside the workspace
- PSP relationships and staged setups in one view
- Reserve and risk casework with live status
- Payouts, disputes, and statements in one place
- Notifications from the Compaytence team, not email threads